Frugalwoods

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Uber Frugal Month

19 Dec, 2022

Last Chance To Win A Financial Consult or Spot in a Mastermind Group!

Today’s the last day to sign-up for a chance to win a one-on-one financial consultation with me ($1,500 value!) OR a spot in an Uber Frugal Month Mastermind Group ($300 value!)! If you enter the giveaway, you’ll also be signed-up for my free Uber Frugal Month Challenge, which kicks off on January 1, 2023. The Uber Frugal Month (UFM) Challenge is my free, 31-day, email-based money management bootcamp. You can register for the UFM anytime,...

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Monthly Expense Reports

15 Dec, 2022

Dog’s Christmas Stocking And Other November 2022 Expenses

November is always a month of celebrations in our family! We hosted Thanksgiving for what we think is the 10th year–although there were a few years off for Covid–and Kidwoods turned seven! Our expenses are always higher in November on account of these festivities and I don’t mind at all. Having the ability to spend on things that matter deeply to me is why I’m frugal. It’s why I track my spending. It’s why I...

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Uber Frugal Month

13 Dec, 2022

Take Control of Your Money and Your Life: Join My Free UFM Challenge

The Uber Frugal Month (UFM) January Group Challenge is my free, 31-day, email-based money management bootcamp and sign-ups are now open! You can register for the UFM anytime, but we take it as a huge, frugal group twice every year, in January and July.  I created the UFM to help people: better understand their finances set goals around their money change the way they approach spending and saving The UFM is designed as a spending...

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Reader Case Studies

8 Dec, 2022

Reader Case Study: Dutch Welder Dreams of Working Abroad

Jamie lives in the Netherlands and recently completed his degree as an all-around construction worker, with training in welding. He’s currently switching jobs to become a full-time welder and has two job offers he’d like our help deciding between. Additionally, he and his girlfriend dream of living and working abroad some day. Jamie lost his father when he was just 13 and has been working and helping his mother financially since then. At just 21...

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Demystifying Personal Finance Series / Holidays and Special Occasions / Smart Buys

18 Nov, 2022

Give The Gift of Financial Freedom!

Give the gift of financial freedom this holiday season! Do you have a person in your life you keep recommending Frugalwoods to? Do you continually send them links to personal finance articles that they seem to ignore? Does this same person  bemoan that their money is a mess? Do you wish you could stage a financial intervention? Now you can!! I am here for all of your financial intervention needs with… Gift Certificates for Private...

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Reader Case Studies

11 Nov, 2022

Reader Case Study: The Financial Reality of Raising High-Needs Kids

Alice and her wife Ann live in a small northern New England town with their two sons and two dogs. Both Alice and Ann are educators and enjoy their work. Their children were adopted from the foster care system and both have significant early childhood trauma. Due to this, they have intensive needs and Alice and Ann have organized their family life around addressing these needs. Practically, this means Alice is the primary at-home parent...

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Monthly Expense Reports

2 Nov, 2022

A DOG! And Other October 2022 Expenses

We Adopted A Dog! I’m thrilled to introduce Genevieve the dog (aka Gigi)!! Frugal Hound 2.0, Gigiwoods, G-dog McHound Face! She’s a rescue so we’re not sure of her exact age or breed, but our vet estimates she’s 6 months old and likely to be 60-70lbs (she’s currently 40lbs). We think she’s a Plott Hound/Black & Tan Coonhound cross, but again, can’t be certain. She has snuggled right into our pack and the girls are...

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Reader Case Studies

28 Oct, 2022

Reader Case Study: Separate Finances = Happy Couple

Kate lives in St. Louis, Missouri with her husband Dan in a condo she bought back in 2013. She enjoys her job in marketing and Dan likes his work in manufacturing. Kate is in the process of considering the purchase of a marketing firm with her business partner, which means she’s paying extra attention to her personal finances these days. She and Dan maintain completely separate finances as that’s the system that works best for...

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Real Estate

19 Oct, 2022

What’s Happening With Our Rental Property?

Did you know I have a rental property? I do! Many of you have asked me to share an update and so today, I will! I love hearing what you want to read about on Frugalwoods, so please keep the suggestions coming! You can add your ideas for future posts in the comments below or send me an email (liz@frugalwoods.com). Our First Home = Our Rental Property We bought our first home in Cambridge, MA...

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Monthly Expense Reports

11 Oct, 2022

A Beach Vacation And Other September 2022 Expenses

Last month we took the kids on their very first vacation! To the beach! We didn’t travel during Covid and, pre-Covid, the only trips they went on were to visit family (which is also a vacation, but you know what I mean). Our dear friends have a family beach house on the New Jersey shore in Mantoloking and we drove down with them for a five-day, four-night stay. It was glorious. Magical. Perfect. Are We...

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